{"id":1012,"date":"2026-04-21T00:46:43","date_gmt":"2026-04-20T15:46:43","guid":{"rendered":"https:\/\/nangchang.nes.or.kr\/?p=1012"},"modified":"2026-04-21T00:46:43","modified_gmt":"2026-04-20T15:46:43","slug":"%f0%9f%87%ba%f0%9f%87%b8-%eb%af%b8%ec%9e%a5-%ea%b0%9c%ec%9e%a5-%eb%b8%8c%eb%a6%ac%ed%95%91-2026%eb%85%84-04%ec%9b%94-21%ec%9d%bc","status":"publish","type":"post","link":"https:\/\/nangchang.nes.or.kr\/?p=1012","title":{"rendered":"\ud83c\uddfa\ud83c\uddf8 \ubbf8\uc7a5 \uac1c\uc7a5 \ube0c\ub9ac\ud551 \u2014 2026\ub144 04\uc6d4 21\uc77c"},"content":{"rendered":"<div style=\"background:#f0f4ff;border-left:4px solid #4a90d9;padding:10px 15px;margin-bottom:20px;font-size:0.9em;color:#555\">\ud83e\udd16 \uc774 \uae00\uc740 AI(Claude)\uac00 \uc790\ub3d9\uc73c\ub85c \uc218\uc9d1\u00b7\uc791\uc131\ud55c \ube0c\ub9ac\ud551\uc785\ub2c8\ub2e4. \ud22c\uc790 \ucc38\uace0\uc6a9\uc73c\ub85c\ub9cc \ud65c\uc6a9\ud558\uc2dc\uace0, \uc911\uc694\ud55c \uacb0\uc815\uc740 \uacf5\uc2dd \uc790\ub8cc\ub97c \ud655\uc778\ud558\uc138\uc694.<\/div>\n<h3>\ud83c\uddfa\ud83c\uddf8 \ubbf8\uad6d \uc99d\uc2dc \uac1c\uc7a5 \ub3d9\ud5a5<\/h3>\n<p>4\uc6d4 21\uc77c(\ud654) \ubbf8\uad6d \uc99d\uc2dc\ub294 \ud63c\uc870\uc138\ub85c \uac1c\uc7a5\ud588\uc2b5\ub2c8\ub2e4. \uc804\uc77c(4\/20) S&amp;P 500\uc740 <strong style=\"color:#2980b9\">7,083pt (-0.61%)<\/strong>\ub85c \ub9c8\uac10\ud588\uc73c\uba70, \uc120\ubb3c\uc740 \uc7a5 \uc2dc\uc791 \uc804 <strong style=\"color:#2980b9\">\uc57d 1% \ud558\ub77d<\/strong>\uc744 \uc608\uace0\ud588\uc2b5\ub2c8\ub2e4. \uc774\uc2a4\ub77c\uc5d8\uc774 \ub808\ubc14\ub17c\uacfc\uc758 \ud611\uc0c1 \uc7ac\uac1c\uc5d0 \ud569\uc758\ud558\uace0 \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc774 &#8220;\uc774\ub780\uc774 \ub300\ud654\ub97c \uc6d0\ud558\uace0 \uc788\ub2e4&#8221;\uace0 \uc5b8\uae09\ud558\uba74\uc11c \uc9c0\uc815\ud559\uc801 \uae34\uc7a5\uc774 \uc77c\ubd80 \uc644\ud654\ub418\uba70 \ub099\ud3ed\uc744 \ub9cc\ud68c\ud558\ub294 \ud750\ub984\uc744 \ubcf4\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\ubbf8\u00b7\uc774\ub780 \ud638\ub974\ubb34\uc988 \ud574\ud611 \uae34\uc7a5:<\/strong> \uc774\ub780\uc774 \ud638\ub974\ubb34\uc988 \ud574\ud611 \uc7ac\uac1c\ubc29 \uacc4\ud68d\uc744 \ubc88\ubcf5\ud558\uace0, \ubbf8 \ud574\uad70\uc774 \uc774\ub780 \uad6d\uc801 \ud654\ubb3c\uc120\uc744 \ub098\ud3ec\ud558\uba70 \uc704\ud5d8\uc120\ud638 \uc2ec\ub9ac\uac00 \uc704\ucd95\ub410\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uae0d\uc815 \uc694\uc778:<\/strong> \uc774\uc2a4\ub77c\uc5d8\u00b7\ub808\ubc14\ub17c \ud611\uc0c1 \uc7ac\uac1c \ubc0f \ud2b8\ub7fc\ud504\uc758 \ub300\ud654 \uc5b8\uae09\uc73c\ub85c \ub099\ud3ed \uc77c\ubd80 \ud68c\ubcf5.<\/li>\n<li><strong>\uc2e4\uc801 \uc2dc\uc98c:<\/strong> S&amp;P 500 Q1 \ube14\ub80c\ub514\ub4dc \uc131\uc7a5\ub960 \ucd94\uc815 <strong>+12.5%<\/strong>, \ubcf4\uace0 \uae30\uc5c5 \uc911 78% \uc608\uc0c1 \uc0c1\ud68c.<\/li>\n<\/ul>\n<h3>\ud83d\udcca \uc8fc\uc694 \uacbd\uc81c \uc9c0\ud45c<\/h3>\n<p><strong>\ucf00\ube48 \uc6cc\uc2dc \uc5f0\uc900 \uc758\uc7a5 \uc778\uc900 \uccad\ubb38\ud68c (\uc624\ub298 \uac1c\ucd5c):<\/strong> \ud2b8\ub7fc\ud504 \uc9c0\uba85 \ucc28\uae30 \uc5f0\uc900 \uc758\uc7a5 \ud6c4\ubcf4 \ucf00\ube48 \uc6cc\uc2dc\uc758 \uc0c1\uc6d0 \uae08\uc735\uc704\uc6d0\ud68c \uccad\ubb38\ud68c\uac00 \uc624\ub298 \uc5f4\ub838\uc2b5\ub2c8\ub2e4. \ud30c\uc6d4 \uc758\uc7a5 \uc784\uae30\uac00 5\uc6d4 15\uc77c \ub9cc\ub8cc\ub428\uc5d0 \ub530\ub77c \uc2dc\uc7a5\uc758 \uae08\ub9ac \ubc29\ud5a5 \ubd88\ud655\uc2e4\uc131\uc774 \uc99d\ud3ed\ub41c \uc0c1\ud669\uc785\ub2c8\ub2e4.<\/p>\n<p><strong>\uae08\ub9ac \uc804\ub9dd:<\/strong> JP Morgan\uc740 <strong>4\uc6d4 28~29\uc77c FOMC\uc5d0\uc11c \ub3d9\uacb0<\/strong>\uc744 \uc608\uc0c1\ud569\ub2c8\ub2e4. \ud30c\uc6d4 \uc758\uc7a5\uc740 &#8220;2026\ub144 \uc911 1\ud68c \uc778\ud558 \uac00\ub2a5\uc131&#8221;\uc744 \uc2dc\uc0ac\ud588\uc73c\uba70, \ubca0\uc13c\ud2b8 \uc7ac\ubb34\uc7a5\uad00\ub3c4 \uae08\ub9ac \uc778\ud558 \ud544\uc694\uc131\uc744 \uc5b8\uae09\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\ud83c\udfe2 \uc8fc\uc694 \uc885\ubaa9 \uc774\uc288<\/h3>\n<p><strong>\uc624\ub298 \uc7a5 \uc804 \uc2e4\uc801 \ubc1c\ud45c (BMO):<\/strong><\/p>\n<ul>\n<li><strong>GE Aerospace (GE):<\/strong> \ucee8\uc13c\uc11c\uc2a4 EPS <strong>+9.4% YoY<\/strong>, \ub9e4\ucd9c <strong>+17.86% YoY<\/strong> \uc608\uc0c1. 1,900\uc5b5 \ub2ec\ub7ec \uc218\uc8fc\uc794\uace0 \ubcf4\uc720.<\/li>\n<li><strong>UnitedHealth Group (UNH):<\/strong> \uc815\uaddc\ud654 EPS \ucee8\uc13c\uc11c\uc2a4 <strong>$6.67<\/strong>, \ub9e4\ucd9c <strong>$1,097\uc5b5<\/strong> \uc608\uc0c1. \uc624\uc804 8\uc2dc ET \ucee8\ud37c\ub7f0\uc2a4 \ucf5c.<\/li>\n<li><strong>\uae30\ud0c0:<\/strong> RTX, \ub2e4\ub098\ud5c8(DHR), \ub178\uc2a4\ub7fd\uadf8\ub8e8\uba3c(NOC), 3M(MMM), D.R. \ud638\ud134(DHI), \uc778\ud29c\uc774\ud2f0\ube0c\uc11c\uc9c0\uceec(ISRG), \ucc98\ube0c(CB), \uce90\ud53c\ud138\uc6d0(COF), \uc720\ub098\uc774\ud2f0\ub4dc\ud56d\uacf5(UAL).<\/li>\n<\/ul>\n<p><strong>\ucd5c\uadfc \uc8fc\uc694 \uc885\ubaa9:<\/strong><\/p>\n<ul>\n<li><strong>Netflix (NFLX) <span style=\"color:#2980b9\">\u25bc -9~10%<\/span>:<\/strong> Q1 EPS\u00b7\ub9e4\ucd9c \ubaa8\ub450 \uc608\uc0c1 \uc0c1\ud68c(\ub9e4\ucd9c $122.5\uc5b5, +16.2% YoY)\ud588\uc73c\ub098, Q2 \uac00\uc774\ub358\uc2a4\uac00 \uae30\ub300\uce58 \ud558\ud68c($125.7\uc5b5 vs \uc608\uc0c1 $126.4\uc5b5)\ud558\uace0 \uacf5\ub3d9\ucc3d\uc5c5\uc790 \ud5e4\uc774\uc2a4\ud305\uc2a4 \uc774\uc0ac\ud68c \ud1f4\uc784 \uc18c\uc2dd\uc73c\ub85c \uae09\ub77d.<\/li>\n<li><strong>Apple (AAPL) <span style=\"color:#c0392b\">\u25b2 +1.4%<\/span>:<\/strong> \uc911\uad6d \ub0b4 Q1 \uc544\uc774\ud3f0 \ucd9c\ud558\ub7c9 \uc804\ub144 \ub300\ube44 <strong>+20%<\/strong> \uae09\uc99d \ubcf4\ub3c4.<\/li>\n<\/ul>\n<h3>\ud83d\udcb1 \ud658\uc728 \ubc0f \uc6d0\uc790\uc7ac<\/h3>\n<ul>\n<li><strong>WTI \uc6d0\uc720:<\/strong> <strong style=\"color:#c0392b\">\ubc30\ub7f4\ub2f9 \uc57d $89 (+6%\u2191)<\/strong> \u2014 \ubbf8\u00b7\uc774\ub780 \uac08\ub4f1 \uc7ac\uc810\ud654 \uc9c1\uaca9\ud0c4.<\/li>\n<li><strong>\ube0c\ub80c\ud2b8\uc720:<\/strong> <strong style=\"color:#c0392b\">\ubc30\ub7f4\ub2f9 \uc57d $96 (+6%\u2191)<\/strong><\/li>\n<li><strong>\uae08 (Gold):<\/strong> <strong style=\"color:#c0392b\">\uc628\uc2a4\ub2f9 $4,878<\/strong> \u2014 2026\ub144 3\uc6d4 \uc774\ud6c4 \ucd5c\uace0\uce58, 12\uac1c\uc6d4 \uc218\uc775\ub960 <strong>+41.64%<\/strong>.<\/li>\n<li><strong>\uc6d0\/\ub2ec\ub7ec (USD\/KRW):<\/strong> <strong>\uc57d 1,472\uc6d0<\/strong> (+0.33%, 4\/20 \uae30\uc900) \u2014 \uc9c0\uc815\ud559 \ub9ac\uc2a4\ud06c\ub85c \uc6d0\ud654 \uc57d\uc138 \uc9c0\uc18d.<\/li>\n<\/ul>\n<h3>\ud83e\ude99 \uc554\ud638\ud654\ud3d0 \ub3d9\ud5a5<\/h3>\n<ul>\n<li><strong>\ube44\ud2b8\ucf54\uc778 (BTC):<\/strong> <strong style=\"color:#c0392b\">$73,820 ~ $75,242<\/strong> \u2014 \uc9c0\uc815\ud559 \ubd88\uc548\uc5d0\ub3c4 ETF \uae30\uad00 \uc218\uc694\uac00 \ud558\ubc29 \uc9c0\uc9c0.<\/li>\n<li><strong>\uc774\ub354\ub9ac\uc6c0 (ETH):<\/strong> <strong style=\"color:#c0392b\">$2,263 ~ $2,307<\/strong><\/li>\n<li><strong>\uc194\ub77c\ub098 (SOL):<\/strong> <strong style=\"color:#c0392b\">\uc57d $88 (+3.24%)<\/strong><\/li>\n<li><strong>XRP:<\/strong> <strong style=\"color:#c0392b\">\uc57d $1.41 (+3.85%)<\/strong> \u2014 SEC\u00b7CFTC \uc591 \uae30\uad00 \uc0c1\ud488 \uc9c0\uc704 \uc778\uc815, \ub871 \ud3ec\uc9c0\uc158 70.1%.<\/li>\n<li><strong>\uacf5\ud3ec\u00b7\ud0d0\uc695 \uc9c0\uc218:<\/strong> <strong style=\"color:#2980b9\">21\/100 \u2014 \uadf9\ub2e8\uc801 \uacf5\ud3ec<\/strong> (46\uc77c \uc774\uc0c1 \uc5f0\uc18d).<\/li>\n<li><strong>\uc804\uccb4 \ud06c\ub9bd\ud1a0 \uc2dc\ucd1d:<\/strong> <strong>$2.63\uc870<\/strong> (BTC \ub3c4\ubbf8\ub10c\uc2a4 57.0%).<\/li>\n<\/ul>\n<h3>\ud83d\udcc5 \uc624\ub298 \ubc24 \uc8fc\ubaa9 \uc774\ubca4\ud2b8<\/h3>\n<ul>\n<li>\ud83c\udfdb <strong>\ucf00\ube48 \uc6cc\uc2dc \uc778\uc900 \uccad\ubb38\ud68c<\/strong> \u2014 \ucc28\uae30 \uc5f0\uc900 \uc758\uc7a5 \ud6c4\ubcf4\uc758 \uae08\ub9ac \ubc29\ud5a5\uc131 \ubc1c\uc5b8\uc774 \ucc44\uad8c\u00b7\uc8fc\uc2dd \uc2dc\uc7a5\uc5d0 \uc9c1\uc811\uc801 \uc601\ud5a5 \uc608\uc0c1.<\/li>\n<li>\ud83d\udcca <strong>\uc7a5 \uc804 \uc2e4\uc801 \ub9b4\ub808\uc774:<\/strong> GE(GE), UNH, RTX, DHR, NOC, MMM, DHI, ISRG, CB, COF, UAL \ub4f1 \ub300\ud615\uc8fc \uc9d1\uc911.<\/li>\n<li>\ud83c\udf0d <strong>\ubbf8\u00b7\uc774\ub780 \uc9c0\uc815\ud559:<\/strong> \ud638\ub974\ubb34\uc988 \ud574\ud611 \uc804\uac1c \uc0c1\ud669 \ubc0f \ud2b8\ub7fc\ud504 \uc678\uad50 \ubc1c\uc5b8\uc774 \uc720\uac00\u00b7\uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc758 \ud575\uc2ec \ubcc0\uc218.<\/li>\n<li>\ud83d\udcc5 <strong>FOMC(4\/28~29) \uc0ac\uc804 \uacbd\uacc4:<\/strong> \uc6cc\uc2dc \uccad\ubb38\ud68c \ubc1c\uc5b8\uc774 \uae08\ub9ac \uae30\ub300\uce58\ub97c \ubc14\uafc0 \uc218 \uc788\uc5b4 \ucc44\uad8c \uc2dc\uc7a5\uc758 \ubbfc\uac10\ub3c4 \uc0c1\uc2b9.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\ud83e\udd16 \uc774 \uae00\uc740 AI(Claude)\uac00 \uc790\ub3d9\uc73c\ub85c \uc218\uc9d1\u00b7\uc791\uc131\ud55c \ube0c\ub9ac\ud551\uc785\ub2c8\ub2e4. \ud22c\uc790 \ucc38\uace0\uc6a9\uc73c\ub85c\ub9cc \ud65c\uc6a9\ud558\uc2dc\uace0, \uc911\uc694\ud55c \uacb0\uc815\uc740 \uacf5\uc2dd \uc790\ub8cc\ub97c \ud655\uc778\ud558\uc138\uc694. \ud83c\uddfa\ud83c\uddf8 \ubbf8\uad6d \uc99d\uc2dc \uac1c\uc7a5 \ub3d9\ud5a5 4\uc6d4 21\uc77c(\ud654) \ubbf8\uad6d \uc99d\uc2dc\ub294 \ud63c\uc870\uc138\ub85c \uac1c\uc7a5\ud588\uc2b5\ub2c8\ub2e4. \uc804\uc77c(4\/20) S&amp;P 500\uc740 7,083pt (-0.61%)\ub85c \ub9c8\uac10\ud588\uc73c\uba70, \uc120\ubb3c\uc740 \uc7a5 \uc2dc\uc791 \uc804 \uc57d 1% \ud558\ub77d\uc744 \uc608\uace0\ud588\uc2b5\ub2c8\ub2e4. \uc774\uc2a4\ub77c\uc5d8\uc774 \ub808\ubc14\ub17c\uacfc\uc758 \ud611\uc0c1 \uc7ac\uac1c\uc5d0 \ud569\uc758\ud558\uace0 \ud2b8\ub7fc\ud504 \ub300\ud1b5\ub839\uc774 &#8220;\uc774\ub780\uc774 \ub300\ud654\ub97c \uc6d0\ud558\uace0 \uc788\ub2e4&#8221;\uace0 \uc5b8\uae09\ud558\uba74\uc11c \uc9c0\uc815\ud559\uc801 \uae34\uc7a5\uc774 \uc77c\ubd80 [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[],"class_list":["post-1012","post","type-post","status-publish","format-standard","hentry","category-us-open"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/nangchang.nes.or.kr\/index.php?rest_route=\/wp\/v2\/posts\/1012","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nangchang.nes.or.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nangchang.nes.or.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/nangchang.nes.or.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1012"}],"version-history":[{"count":0,"href":"https:\/\/nangchang.nes.or.kr\/index.php?rest_route=\/wp\/v2\/posts\/1012\/revisions"}],"wp:attachment":[{"href":"https:\/\/nangchang.nes.or.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1012"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nangchang.nes.or.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1012"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nangchang.nes.or.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1012"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}